Card payments, Instant EFT, PayShap, QR, debit orders, invoicing and lending, unified in a single mobile-first platform. Built for South African merchants that mainstream gateways underserve.
Accept once-off and recurring payments by card or Instant EFT through a secure, mobile-optimised checkout. Pay Now is the foundation of AM-Pay's merchant offering, live today through our Netcash ISV partnership.
Authenticated debit order collections with the mandate confirmed directly by the debtor's bank — the lowest-dispute way to collect recurring payments, and AM-Pay's primary tool for micro-credit repayments.
Send branded invoices and auto-collect on due dates. Fewer late payments, less manual follow-up — built for SMEs who don't have a full finance team.
Print or display a QR code at your till or stall — customers scan and pay in seconds.
Send a link via WhatsApp or SMS for remote or once-off sales.
Turn any smartphone into a checkout — no dedicated card machine needed.
Transactions settle rapidly so merchants can access funds without the multi-day delays common with traditional gateways and banks — critical for businesses operating on thin margins.
Integrated savings accounts that earn interest, encouraging merchants to build a buffer within the platform.
Automate payments to suppliers with a full audit trail and remittance advice.
Loans sized to real-time transaction data and business performance — no lengthy paperwork or collateral requirements.
Pay staff same-day, directly through AM-Pay — no batch files or bank delays.
APIs and tools for developers to build online stores with payments, inventory and order tracking built in.
FICA/KYC and regulatory workflows built into onboarding, so merchants stay compliant without the paperwork burden.
Start with DebiCheck and Pay Now today — the rest of the AM-Pay suite rolls out as we scale.